Workers’ Compensation Insurance
Most states, including California, require workers’ compensation coverage for employees to cover job-related injuries or illnesses. This is an area in which we specialize, and we offer policies to protect you and your company by eliminating unnecessary lawsuits related to work injuries or illnesses.
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Common Workers’ Compensation Questions
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What is Workers' Compensation?
This insurance kicks in when an employee is injured or becomes ill on the job. It can help cover medical and rehabilitation costs and reimburse the employee for lost wages.
Does California Require Workers’ Compensation Insurance?
California requires that you get workers’ compensation insurance as soon as you have one employee. If you don’t carry it, it’s a misdemeanor and you could be fined or imprisoned.
What Is The Best Workers’ Compensation Policy?
It depends on the size of your business and payroll. RCUIS works with several carriers to customize a policy to suit your specific business needs.
How Is Workers’ Compensation Cost Set?
The cost of your policy depends on the business and industry you’re in, the number of employees, employee compensation, your history of workplace injuries, and state requirements.
If you have questions about the coverage requirements in California, please call us toll-free at (866) 477-4225 or at (707) 576-5115.