What is auto insurance?
Auto insurance protects you against financial loss if you have an accident. It’s a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Auto insurance provides property, liability, and medical coverage.
Comprehensive and collision
Covers your car for theft and damage caused to your vehicle.
Covers your legal responsibility to others for bodily injury or damage.
Pays for injuries and rehabilitation for the people in your car.
Why do you need auto insurance?
Often required by your state and lender, auto insurance is important because it protects you financially. Insurance helps cover costs associated with accidents, causing damage to the vehicle or medical attention, theft, and lawsuits.
Why choose RCUIS
for your insurance?
With RCUIS, you get the benefit of no brokerage fee and access to multiple preferred carriers. If you’re an RCU Member, you’ll also enjoy the convenience of having your banking and insurance policies together under one roof, manageable within your RCU online banking account.
If you're not an RCU Member, you will still receive great RCU service.
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Questions to ask your agent
Your agent is your advocate for finding auto insurance that meets your specific needs. Here are a few things to consider as you prepare for the discussion:
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- How much can you afford to pay if you get in an accident?
Determine your level of savings and how much you could put on a credit card.
- What is the insurance company's level of service and ability to pay claims?
Check for financial strength, proper state licensing, and claims process.
- What discounts are available?
You may qualify for good driver, low mileage, multiple policy, good student, military, senior discounts, and more.
- What’s the procedure for filing and settling an insurance claim?
Prepare to ask your agent and make notes about who to call, what happens next, etc.
Learn how we can help you protect,
buy and finance the car you love.
Eliminates the gap between what your vehicle insurance will pay and what you owe on your loan.
Get a low interest auto loan for your new or used auto purchase or refinance.
Looking for a new or used car? Check out our inventory and order your dream car.
Have questions? Please call us toll free at (866) 477-4225 or at (707) 576-5115.
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