Dwelling fire insurance
When you purchase a home insurance policy, you may think you don’t have to worry about any accident or danger to your home. But in fact, basic home policies typically have common exclusions and limitations. Even covered perils such as fire come with limits, which is why dwelling fire insurance is an important consideration.
What is dwelling fire insurance?
Where most home insurance policies cover only listed incidents, dwelling fire insurance policies cover specific perils such as damages caused by smoke, lightning, explosions, theft, vandalism, and other weather damages such as wind. It can also cover belongings. This supplemental coverage is good for homeowners, renters, and rental property owners.
Protect your home
Protect your property with dwelling fire insurance. Call us at (707) 576-5115 or request a quote so we can match you with the right policy to protect what matters most.
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Additional dwelling fire insurance questions
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- How much does dwelling fire insurance cost?
The cost varies depending on your location, coverage limits, value of the home and other factors. Contact us to see if we can save you money.
- Who should purchase dwelling fire insurance?
Anyone who owns or rents a physical property should consider dwelling fire insurance. This includes homeowners, home or apartment renters, and landlords.
- What’s the difference between a dwelling fire policy and a homeowners policy?
The main difference is dwelling fire insurance offers limited coverage for personal items. But they’re similar, so please ask us about the best coverage for you.
- Does dwelling fire insurance cover tenant damage?
Accidental tenant damage caused by negligence is covered by many dwelling fire policies. Malicious damage may also be covered. But normal wear and tear is not.
Have questions? Please call us toll-free at (866) 477-4225 or at (707) 576-5115.