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RCU Insurance Services Blog Page 14

View the latest blog posts from RCU Insurance Services.

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Wednesday, November 24, 2021

Does Your Restaurant Insurance Cover Damage from Vandalism?

You come to work one day, open the doors and find that the restaurant has been vandalized. Perhaps some teens trashed the back of the building, leaving a sizable mess to clean up and damaging your light fixtures. Perhaps you have spray paint to clean off or damage to your exterior signage. READ MORE >>

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Monday, November 15, 2021

How to Estimate the Value of Belongings for Renters Insurance

How much renters insurance do you need? The question may seem pretty simple. You could simply choose the least expensive policy and go with that. You may not plan to use it, but you know it is there for a "just in case" situation. READ MORE >>

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Friday, November 5, 2021

Does Your Insurance Go Up if You Damage Your Own Car?

Not all car insurance accidents are large ordeals involving other drivers and accidents. In fact, many car accidents are small fender-benders and collisions that the news never covers—in part because it would be boring, and in another part because these accidents aren’t usually reported. READ MORE >>

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Wednesday, October 27, 2021

How to File a Commercial Auto Insurance Claim

If your business owns or uses vehicles for work, you likely have commercial auto insurance policy to protect against damage and financial loss. A lot of the coverages, and the way these claims are filed, are similar to personal auto insurance. The main difference is that the driver of a commercial vehicle isn’t always the policyholder. READ MORE >>

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Tuesday, October 26, 2021

Dwelling Fire Policy vs. Homeowners Insurance Policy

Owning a home or secondary property, such as a cabin, means finding the proper insurance coverage for it. Fire claims are among the most expensive and so coverage is essential for all dwellings. Initially, it may seem like homeowners insurance and dwelling fire insurance are similar, but both policies are designed to cover two different types of properties. READ MORE >>

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Monday, October 25, 2021

Does My Homeowners Insurance Cover Wind & Hail?

Your homeowners insurance usually protects your home if hazards occur that cause unpreventable or unavoidable damage. Most people can’t tell when a storm will hit their property, so generally, if that storm does damage, then your policy might apply. However, you can’t make assumptions, because there are exceptions to every rule. READ MORE >>

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Thursday, September 23, 2021

Should You Carry Full Coverage Car Insurance on an Older Car?

As your vehicle ages, your auto insurance needs may change. Varying coverage options are available depending on the age and value of the vehicle. You should constantly keep track of the value and age of your vehicle so that you can adjust your auto insurance policy and coverage as needed. READ MORE >>

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Tuesday, September 7, 2021

Does Commercial Property Insurance Cover Foundations?

Commercial property insurance provides coverage for business property from dangers, such as fire, wind, hail, theft and vandalism. As with most policies, however, commercial property insurance has its limits. There are some incidents and items that are not covered—including a building’s foundation. READ MORE >>

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Monday, August 2, 2021

Optimizing the Liability Insurance Within Your BOP

As a business owner, you have an obligation to implement proper risk management within your operations. Safety practices and quality control help you not only protect the business itself, but also be responsive to your customers.  It is no secret that at times, your commercial mistakes could harm others. READ MORE >>

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Wednesday, July 21, 2021

Someone Broke into Your Apartment: Will Renter's Insurance Cover Damage They Caused?

When someone enters your home without permission, it is a frightening experience. It violates your sense of safety. It positions you to feel like a victim.   However, many people often experience much more than this. The thief may have created damage throughout the home. READ MORE >>

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Address 1205 N. Dutton Avenue
Santa Rosa, CA 95401

Phone Number Call Us (707) 576-5120 Toll Free 1 (866) 477-4225
Hours M-F: 8:30 a.m. - 5:00 p.m.
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