Wednesday, February 15, 2023If you are in the process of registering your car, you’ll most likely have to buy car insurance. The law requires every driver to carry minimum levels of coverage. It’s an important mechanism to always help the policyholder behind the wheel. READ MORE >>
Wednesday, February 8, 2023When buying a homeowners insurance policy, it is only natural to want your coverage to fit your budget. After all, if you cannot afford your policy, then you risk letting it lapse due to nonpayment, and no one wants that. READ MORE >>
Wednesday, February 8, 2023When it comes to insuring your business, there are numerous options to consider. Luckily, with the help of your independent insurance agent, the job doesn’t have to be daunting. But while we have your attention right here, let’s look at the differences between two of the most common business insurance policies. READ MORE >>
Monday, January 16, 2023Accidental death and dismemberment (AD&D) insurance, sometimes also called double indemnity, can often be added to a life insurance policy as a rider for a small additional premium. This coverage may provide a payout if the insured suffers a catastrophic injury or dies due to a covered accident. READ MORE >>
Monday, December 19, 2022A business owners policy offers liability, property and compensation coverage for small businesses. It covers three basic elements: Property Damage Coverage: This provides compensation for damages done to property owned by the business due to fire, hail, theft, vandalism and more. READ MORE >>
Monday, December 12, 2022It is awfully difficult to traverse city roads without encountering a pothole. Sometimes, potholes can linger for years. Potholes form as a result of uneven roads that cause the back ends of trucks to smack against the road. Potholes also form due to freezing and thawing that leads to cracking. READ MORE >>
Monday, December 5, 2022While it’s nice to pay less for insurance, you also don’t want to be underinsured in case of emergency. You’ll need enough renters insurance to cover your needs without burning an unnecessary hole into your budget? Ask yourself these three questions. How much is my property worth? READ MORE >>
Wednesday, November 30, 2022Many people own multiple dwellings. One home may serve as their primary residence, and another may be a vacation or seasonal home that they use periodically. Regardless of the type of home, individuals should have insurance coverage that adequately protects their dwelling from various perils (e.g. READ MORE >>
Wednesday, November 23, 2022Fall is an excellent time to prep your home indoors and out. This prep work may include maintenance to prevent future issues or hiring professionals for more complicated home-based jobs. You may want to ensure these areas are taken care of before California temperatures drop a bit. READ MORE >>
Wednesday, November 23, 2022Contractors must account for many risks and hazards during the course of daily operations. Given the various dangers that may be inherently present on construction sites, as well as the fast pace of these work environments, taking appropriate steps to protect your employees is critical. READ MORE >>
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