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RCU Insurance Services Blog: homeowners

View the latest blog posts from RCU Insurance Services.

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Wednesday, February 8, 2023

Can I Qualify for Home Insurance Discounts?

When buying a homeowners insurance policy, it is only natural to want your coverage to fit your budget. After all, if you cannot afford your policy, then you risk letting it lapse due to nonpayment, and no one wants that.   READ MORE >>

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Wednesday, November 30, 2022

Dwelling Fire Insurance

Many people own multiple dwellings. One home may serve as their primary residence, and another may be a vacation or seasonal home that they use periodically. Regardless of the type of home, individuals should have insurance coverage that adequately protects their dwelling from various perils (e.g. READ MORE >>

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Wednesday, November 23, 2022

Fall Home Maintenance Tips

Fall is an excellent time to prep your home indoors and out. This prep work may include maintenance to prevent future issues or hiring professionals for more complicated home-based jobs. You may want to ensure these areas are taken care of before California temperatures drop a bit.  READ MORE >>

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Friday, September 30, 2022

Factors Affecting Homeowners Insurance Rates

Insurance companies determine the criteria used to set homeowners insurance rates, so you may see a difference in quotes when your insurance agent helps you shop for coverage.  Contact RCU Insurance Services in Santa Rosa, California, today to learn more about homeowners insurance and get a quote. READ MORE >>

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Monday, September 26, 2022

Dwelling Fire Insurance

Dwelling fire insurance can provide financial protection against the high costs of fire damage or other covered losses. The professionals at RCU Insurance Services can help you secure the policy that is right for you. Contact us today to get started.  What Is Dwelling Fire Insurance?  READ MORE >>

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Tuesday, May 17, 2022

How Do Homeowners Insurance Claims Work?

The process for filing a homeowners insurance claim is relatively simple. To get help filing a claim or to learn more about the process, contact us. What Happens When You File a Homeowners Insurance Claim? When you file paperwork for a homeowners insurance claim, the process begins. READ MORE >>

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Monday, February 28, 2022

How Much Homeowners Insurance Do I Need?

Your home is often your most valuable asset, and homeowners insurance can help you protect what’s most valuable to you. In the event of an unforeseen disaster, homeowners insurance can help you rebuild your home, replace your belongings and protect your assets if you were a liability to others. READ MORE >>

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Tuesday, October 26, 2021

Dwelling Fire Policy vs. Homeowners Insurance Policy

Owning a home or secondary property, such as a cabin, means finding the proper insurance coverage for it. Fire claims are among the most expensive and so coverage is essential for all dwellings. Initially, it may seem like homeowners insurance and dwelling fire insurance are similar, but both policies are designed to cover two different types of properties. READ MORE >>

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Monday, October 25, 2021

Does My Homeowners Insurance Cover Wind & Hail?

Your homeowners insurance usually protects your home if hazards occur that cause unpreventable or unavoidable damage. Most people can’t tell when a storm will hit their property, so generally, if that storm does damage, then your policy might apply. However, you can’t make assumptions, because there are exceptions to every rule. READ MORE >>

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Wednesday, July 14, 2021

Know If Your Home Insurance Covers Natural Disasters

There are numerous things that can damage your home and homeowners insurance is intended to protect you from all sorts of accidents, whether they be natural disasters or something like theft or break-ins.  Generally, these things are protected under homeowners insurance, you need to know the specifics just to be sure. READ MORE >>

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  • 2023
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  • auto insurance(10)
  • homeowners(7)
  • renters insurance(7)
  • homeowners insurance(7)
  • insurance(5)
  • business insurance(5)
  • renters(5)
  • coverage(4)
  • recreational(3)
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  • business owners policy(3)
  • workers compensation(2)
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  • bop(2)
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Vehicle Personal Auto Insurance RV & Boat Insurance More Vehicle Insurance
Home Home Insurance Renters Insurance Dwelling Fire Insurance More Home Insurance
Business Business Owners Insurance Business Auto Insurance Workers' Compensation Insurance More Business Insurance
Additional Insurance Life & AD&D Insurance Pet Insurance Payment Protection More Options
Meet Our Agents RCU Partnership Blog FAQ Contact Us Privacy Policy
Address 1205 N. Dutton Avenue
Santa Rosa, CA 95401

Phone Number Call Us (707) 576-5115 Toll Free (866) 477-4225
Hours M-F: 8:30 a.m. - 5:00 p.m.
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