phone icon Get a Quote Find an Agent
Call Us 707-576-5120   |   Toll Free 1-866-477-4225 Get a Quote File a Claim
Logo
☰
  • Insurance
    • Vehicle
      • Personal Auto Insurance
      • RV & Boat Insurance
      • More Vehicle Insurance
    • Home
      • Home Insurance
      • Renters Insurance
      • Dwelling Fire Insurance
      • More Home Insurance
    • Business
      • Business Owners Insurance
      • Business Auto Insurance
      • Workers' Compensation Insurance
      • More Business Insurance
    • Additional Insurance
      • Life & AD&D Insurance
      • Pet Insurance
      • Payment Protection
      • More Options
  • About Us
    • Meet Our Agents
    • RCU Partnership
    • Blog
    • FAQs
  • Contact Us
  • Upload Documents
  • Insurance›
    auto Vehicle
    • Personal Auto Insurance
    • RV & Boat Insurance
    • More Vehicle Insurance
    home Home
    • Home Insurance
    • Renters Insurance
    • Dwelling Fire Insurance
    • More Home Insurance
    business Business
    • Business Owners Insurance
    • Business Auto Insurance
    • Workers' Comp Insurance
    • More Business Insurance
    umbrella Additional Insurance
    • Life & AD&D Insurance
    • Pet Insurance
    • Payment Protection
    • More Options
  • About Us›
    Meet Our Agents RCU Partnership Blog FAQs
  • Contact Us
  • Upload Documents

Your Browser Is Not Supported. For the best experience, please upgrade your browser.

Your Browser Is Not Supported. For the best experience, please upgrade your browser.

RCU Insurance Services

 

Home > Blog > BOP's 3 Big Features: Property, Liability, and Interruption
MONDAY, JULY 22, 2024

BOP's 3 Big Features: Property, Liability, and Interruption

A business owner policy, or BOP, is a type of business insurance plan. It combines several of the most common types of coverage that companies need to maintain – all at an affordable, bundled rate.

As a business owner, speak to your agent about using a BOP, since it may help you to get the coverage you need for less. a person using a laptop

Here are three major components of a basic BOP:

Property Coverage

This component provides protection for your business’ operating location. It protects the structure itself, and it may also protect possessions. Property coverage can help financially in the event of fire, theft, vandalism, and other damage to the property.

It’s critical that you choose enough coverage to ensure you can rebuild the property if it’s destroyed. Discuss any policy limitations with your agent as well. Some policies exclude acts of terrorism, acts of God, flooding and earthquakes. Adjust your policy to ensure it provides proper coverage for your local risk.

General Liability Insurance

This coverage applies when the business is negligent in some way against another person or company.

It provides coverage for any claims made against the company. It can also provide legal defense if your business is taken to court.

It may be possible to increase the amount of liability insurance you obtain to extend protection further. Speak to your business insurance agent to see whether this is needed for your business.

Interruption Coverage

If you cannot operate in your business for a length of time, interruption insurance can help. It applies to incidents that force you to relocate to a temporary location for weeks or months. For example, this option might cover your costs if you must move your business due to a fire. It can help pay your utilities and other debts while also covering the costs of operating offsite.

A BOP is fully customizable, so business owners can add or remove coverages to make their policy a better fit for their needs. For example, businesses can add commercial auto insurance, professional liability coverage and flood coverage. Speak to your business insurance agent about customizing a BOP to fit your business.

RCU Insurance Services is your source for business insurance in California. Contact us today to learn more about the policies we offer.

Posted 8:00 AM

Tags: business insurance
Share |


NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2025
  • 2024
  • 2023
  • 2022
  • 2021

  • auto insurance(24)
  • home insurance(13)
  • business insurance(13)
  • renters insurance(11)
  • homeowners insurance(9)
  • homeowners(7)
  • insurance(6)
  • renters(5)
  • bop(4)
  • coverage(4)
  • rv(3)
  • workers compensation(3)
  • recreational(3)
  • automobile(3)
  • business(3)
  • bop insurance(3)
  • business owners policy(3)
  • restaurant insurance(3)
  • policy(3)
  • liability(2)
  • cyber insurance(2)
  • life(2)
  • life insurance(2)
  • belongings(2)
  • contractors insurance(2)
  • health insurance(2)
  • farm insurance(2)
  • boat insurance(2)
  • dwelling fire insurance(2)
  • commercial auto insurance(2)
  • terms(1)
  • disaster(1)
  • workers compensation insurance(1)
  • natural disasters(1)
  • safety(1)
  • crop insurance(1)
  • whole(1)
  • wedding insurance(1)
  • umbrella insurance(1)
  • restaurant(1)
  • gap and mechanical breakdown insurance(1)
  • commercial auto(1)
  • renter's insurance(1)
  • fraud(1)
  • personal umbrella(1)
  • professional liability(1)
  • gap protection(1)
  • grill(1)
  • homeowenrs(1)
  • natural(1)

View Mobile Version
  • Vehicle›
    • Personal Auto Insurance
    • RV & Boat Insurance
    • More Vehicle Insurance
  • Home›
    • Home Insurance
    • Renters Insurance
    • Dwelling Fire Insurance
    • More Home Insurance
  • Business›
    • Business Owners Insurance
    • Business Auto Insurance
    • Workers' Compensation Insurance
    • More Business Insurance
  • Additional Insurance›
    • Life & AD&D Insurance
    • Pet Insurance
    • Payment Protection
    • More Options
Meet Our Agents RCU Partnership Blog FAQ Contact Us Privacy Policy
Address 1205 N. Dutton Avenue
Santa Rosa, CA 95401

Phone Number Call Us (707) 576-5120 Toll Free 1 (866) 477-4225
Hours M-F: 9:00 a.m. - 5:00 p.m.
Vehicle Personal Auto Insurance RV & Boat Insurance More Vehicle Insurance
Home Home Insurance Renters Insurance Dwelling Fire Insurance More Home Insurance
Business Business Owners Insurance Business Auto Insurance Workers' Compensation Insurance More Business Insurance
Additional Insurance Life & AD&D Insurance Pet Insurance Payment Protection More Options
Meet Our Agents RCU Partnership Blog FAQ Contact Us Privacy Policy
Address 1205 N. Dutton Avenue
Santa Rosa, CA 95401

Phone Number Call Us (707) 576-5120 Toll Free 1 (866) 477-4225
Hours M-F: 8:30 a.m. - 5:00 p.m.
©2025 All Rights Reserved. RCU Insurance Services is a wholly owned subsidiary of Redwood Credit Union. License no. 0D91054. NPN no. 7612227.