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RCU Insurance Services Blog

View the latest blog posts from RCU Insurance Services.

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Monday, September 7, 2026

Take Note of the Common Injury Liabilities in Stores

Running a store requires a lot of management. You have to make sales, re-stock and keep on top of industry trends. However, you also must keep customers coming in to shop. That means creating a safe environment for them to patronize. Multiple injury and safety risks exist in retail outlets. READ MORE >>

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Monday, September 7, 2026

Do You Need Home Insurance if You Pay Off Your Mortgage?

Paying off your mortgage is a huge accomplishment that should be celebrated. This means that you won’t have to pay yearly or monthly payments for your mortgage and can either put it in savings or use the money elsewhere. You may also have the option to change your insurance policy. READ MORE >>

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Monday, September 7, 2026

Keep a Clear Driving Record While Young: It Might Help You Save

Young motorcycle riders, or new bikers of any age, need to realize that they are a higher risk to insure from the standpoint of most insurance companies. Therefore, they’re more likely to pay a higher premium for their coverage. READ MORE >>

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Monday, August 3, 2026

Do I Need Commercial Property Insurance?

If you own a business, you likely own physical property related to that business. Physical property such as your store, restaurant, offices and all its contents must be protected under the right commercial property insurance. This type of insurance is designed to protect businesses who suffer physical and financial damage due to certain accidents. READ MORE >>

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Monday, August 3, 2026

How High Should My Home Insurance Deductible Be?

Home insurance comes with many different parts. Overall, this insurance is in place to protect your home and your family in case of an accident or disaster. But choosing the right home insurance policy can be stressful. Where do you start? How much home insurance do you need? READ MORE >>

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Monday, August 3, 2026

Surprising Factors that May Influence Your Car Insurance Rates

Many drivers are surprised when they realize that there are other factors that can influence their car insurance rates aside from their driving record and credit score. While these two factors have a large affect on your car insurance premiums, there are other lesser-known influences that may be driving your car insurance rates. READ MORE >>

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Wednesday, July 1, 2026

How are Home Insurance Premiums Calculated?

Many homeowners find that their home insurance premiums seem to change year to year for no reason at all. Understanding what affects your home insurance rates can help you understand how your premiums change, however, and what you can do to save money on your home insurance. Location READ MORE >>

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Wednesday, July 1, 2026

Coverage Beyond General Liability Insurance

Most business insurance portfolios contain multiple policies. After all, most businesses need different types of coverage. Therefore, it’s going to take time to settle on the policies you need. Among the most critical pieces of coverage for businesses is general liability insurance. READ MORE >>

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Wednesday, July 1, 2026

Does My Car Insurance Policy Cover Rental Cars?

If you are traveling without your vehicle or need temporary transportation after an accident, you may be in need of a rental vehicle. However, many drivers aren’t aware of whether their insurance policy covers the cost of a rental vehicle—or damages in case you get in an accident with one. READ MORE >>

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Monday, June 1, 2026

Do I Need Business Insurance?

If you have a business of any sort, you need business insurance. Even small startup businesses should invest in certain amounts of business insurance. Industries that should carry high amounts of business insurance include: Restaurants/Service Trucking Manufacturing Construction READ MORE >>

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Address 1205 N. Dutton Avenue
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Phone Number Call Us (707) 576-5120 Toll Free 1 (866) 477-4225
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Vehicle Personal Auto Insurance RV & Boat Insurance More Vehicle Insurance
Home Home Insurance Renters Insurance Dwelling Fire Insurance More Home Insurance
Business Business Owners Insurance Business Auto Insurance Workers' Compensation Insurance More Business Insurance
Additional Insurance Life & AD&D Insurance Pet Insurance Payment Protection More Options
Meet Our Agents RCU Partnership Blog FAQ Contact Us Privacy Policy
Address 1205 N. Dutton Avenue
Santa Rosa, CA 95401

Phone Number Call Us (707) 576-5120 Toll Free 1 (866) 477-4225
Hours M-F: 8:30 a.m. - 5:00 p.m.
©2025 All Rights Reserved. RCU Insurance Services is a wholly owned subsidiary of Redwood Credit Union. License no. 0D91054. NPN no. 7612227.