Tuesday, April 11, 2023Many small business owners think it’s only the big guys that have to worry about cyber threats. But a whopping 70 percent of cyber breaches involve small businesses, costing an average of $300,000 to recover. If your business was hit by hackers, could you afford to spend hundreds of thousands of dollars notifying customers and paying for legal expenses? READ MORE >>
Wednesday, March 29, 2023A special event can mean a lot of people and different risks. Your business insurance needs to reflect how you operate your company during these events. If you do not have the right coverage in place, you may struggle with claims that occur. General liability insurance, in particular, may need an update. READ MORE >>
Thursday, March 16, 2023You need to have liability insurance on many of your personal insurance policies. It is there to help you in case you ever cause harm to others. However, there is no guarantee that the costs you owe someone will stay within the limits of your policy. Still, you might be able to have additional help if you buy personal umbrella insurance. READ MORE >>
Tuesday, March 7, 2023If you’ve ever gotten married, or even been part of a wedding, you likely know how much work this event requires. Celebrating a marriage doesn’t come cheap. The engaged couple and their families usually bear the cost of the wedding. Therefore, they have a very strong financial interest in the event. READ MORE >>
Wednesday, February 15, 2023If you are in the process of registering your car, you’ll most likely have to buy car insurance. The law requires every driver to carry minimum levels of coverage. It’s an important mechanism to always help the policyholder behind the wheel. READ MORE >>
Wednesday, February 8, 2023When buying a homeowners insurance policy, it is only natural to want your coverage to fit your budget. After all, if you cannot afford your policy, then you risk letting it lapse due to nonpayment, and no one wants that. READ MORE >>
Wednesday, February 8, 2023When it comes to insuring your business, there are numerous options to consider. Luckily, with the help of your independent insurance agent, the job doesn’t have to be daunting. But while we have your attention right here, let’s look at the differences between two of the most common business insurance policies. READ MORE >>
Tuesday, January 31, 2023Professional liability insurance can help protect your business from costly losses if you or your employees are accused of making professional mistakes. It is essential for any business that charges for client services. Read on to learn more about what professional liability insurance can cover, who needs it and how to get it. READ MORE >>
Monday, January 16, 2023Accidental death and dismemberment (AD&D) insurance, sometimes also called double indemnity, can often be added to a life insurance policy as a rider for a small additional premium. This coverage may provide a payout if the insured suffers a catastrophic injury or dies due to a covered accident. READ MORE >>
Monday, December 19, 2022A business owners policy offers liability, property and compensation coverage for small businesses. It covers three basic elements: Property Damage Coverage: This provides compensation for damages done to property owned by the business due to fire, hail, theft, vandalism and more. READ MORE >>
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