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RCU Insurance Services Blog: insurance

View the latest blog posts from RCU Insurance Services.

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Wednesday, December 22, 2021

What Does Homeowners Insurance Cover?

Your home is more than just a roof over your head. It represents one of the most significant investments you will ever make. It deserves the protection that quality homeowners insurance can provide.  Still, not all homeowners insurance policies are the same. READ MORE >>

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Friday, December 3, 2021

What Is a Dwelling Fire Policy?

If you’re a landlord of a rental or investment property, you may have a homeowners policy to protect your property from risks like fire, lightning, vandalism and theft. A dwelling fire policy is similar to homeowners insurance but has one significant difference: A dwelling fire policy is something you should have if your rental or investment property is not your primary residence. READ MORE >>

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Wednesday, November 24, 2021

Does Your Restaurant Insurance Cover Damage from Vandalism?

You come to work one day, open the doors and find that the restaurant has been vandalized. Perhaps some teens trashed the back of the building, leaving a sizable mess to clean up and damaging your light fixtures. Perhaps you have spray paint to clean off or damage to your exterior signage. READ MORE >>

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Monday, November 15, 2021

How to Estimate the Value of Belongings for Renters Insurance

How much renters insurance do you need? The question may seem pretty simple. You could simply choose the least expensive policy and go with that. You may not plan to use it, but you know it is there for a "just in case" situation. READ MORE >>

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Friday, November 5, 2021

Does Your Insurance Go Up if You Damage Your Own Car?

Not all car insurance accidents are large ordeals involving other drivers and accidents. In fact, many car accidents are small fender-benders and collisions that the news never covers—in part because it would be boring, and in another part because these accidents aren’t usually reported. READ MORE >>

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Thursday, September 23, 2021

Should You Carry Full Coverage Car Insurance on an Older Car?

As your vehicle ages, your auto insurance needs may change. Varying coverage options are available depending on the age and value of the vehicle. You should constantly keep track of the value and age of your vehicle so that you can adjust your auto insurance policy and coverage as needed. READ MORE >>

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Tuesday, September 7, 2021

Does Commercial Property Insurance Cover Foundations?

Commercial property insurance provides coverage for business property from dangers, such as fire, wind, hail, theft and vandalism. As with most policies, however, commercial property insurance has its limits. There are some incidents and items that are not covered—including a building’s foundation. READ MORE >>

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Wednesday, July 21, 2021

Someone Broke into Your Apartment: Will Renter's Insurance Cover Damage They Caused?

When someone enters your home without permission, it is a frightening experience. It violates your sense of safety. It positions you to feel like a victim.   However, many people often experience much more than this. The thief may have created damage throughout the home. READ MORE >>

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Wednesday, July 14, 2021

Know If Your Home Insurance Covers Natural Disasters

There are numerous things that can damage your home and homeowners insurance is intended to protect you from all sorts of accidents, whether they be natural disasters or something like theft or break-ins.  Generally, these things are protected under homeowners insurance, you need to know the specifics just to be sure. READ MORE >>

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Tuesday, June 29, 2021

5 Reasons You’ll Benefit from Renter’s Insurance

Why should you invest in renters insurance? Most people renting know that renter’s insurance is an option. Yet, you may not be sure it is worth your investment. The good news is that most property owners benefit from having it. Take a closer look at what it can do for your needs.  READ MORE >>

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Address 1205 N. Dutton Avenue
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Vehicle Personal Auto Insurance RV & Boat Insurance More Vehicle Insurance
Home Home Insurance Renters Insurance Dwelling Fire Insurance More Home Insurance
Business Business Owners Insurance Business Auto Insurance Workers' Compensation Insurance More Business Insurance
Additional Insurance Life & AD&D Insurance Pet Insurance Payment Protection More Options
Meet Our Agents RCU Partnership Blog FAQ Contact Us Privacy Policy
Address 1205 N. Dutton Avenue
Santa Rosa, CA 95401

Phone Number Call Us (707) 576-5120 Toll Free 1 (866) 477-4225
Hours M-F: 8:30 a.m. - 5:00 p.m.
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