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Home > Blog > What Renters Insurance Covers
MONDAY, AUGUST 8, 2022

What Renters Insurance Covers

If you are a tenant, acquiring renters insurance is definitely worth considering. Your personal belongings and valuables kept inside the place you’re renting are vulnerable to accidents at any given time. Having renters insurance can provide you with financial protection against accident-related expenses. 

What Renters Insurance Covers apartment complex
Renters insurance coverage tends to vary among policyholders. Standard policies generally contain possessions and liability coverage, which can offer protection against accidents such as theft and natural disaster damage. Additionally, policies tend to include loss of use coverage, which covers additional living expenses if the place you’re renting becomes uninhabitable and you need temporary living arrangements. 

Additional renters insurance coverages might include: 

  • Medical payments coverage helps cover medical bills if someone gets injured on your rented property.
  • Building additions coverage can help cover repairs for any additions or alterations you’ve made to your rented property. 


How Renters Insurance Works 
Renters insurance functions similarly to most insurance policies. You are given financial assistance following a covered accident in exchange for an insurance premium. You will typically be reimbursed for the value of items damaged or stolen in the incident If your insurance claim is approved.  

It’s important to note that renters insurance is unique to policyholders. Some landlords and homeowners associations require tenants to have renters insurance. Regardless of requirements, having renters insurance can protect you financially from accident-related expenses that can be difficult to cover without renters insurance. 

Learn More 
For more information on renters insurance coverage near Santa Rosa, California, contact the agents at RCU Insurance Services today at 707-576-5115. We can help you learn more about your coverage options so you can decide on the right policy for the place you’re renting. 

Learn more about renters insurance.

 

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Don’t hesitate to contact your insurance professional for further information. 

Posted 8:44 AM

Tags: renters insurance
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NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
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