phone icon Get a Quote Find an Agent
Call Us 707-576-5120   |   Toll Free 1-866-477-4225 Get a Quote File a Claim
Logo
☰
  • Insurance
    • Vehicle
      • Personal Auto Insurance
      • RV & Boat Insurance
      • More Vehicle Insurance
    • Home
      • Home Insurance
      • Renters Insurance
      • Dwelling Fire Insurance
      • More Home Insurance
    • Business
      • Business Owners Insurance
      • Business Auto Insurance
      • Workers' Compensation Insurance
      • More Business Insurance
    • Additional Insurance
      • Life & AD&D Insurance
      • Pet Insurance
      • Payment Protection
      • More Options
  • About Us
    • Meet Our Agents
    • RCU Partnership
    • Blog
    • FAQs
  • Contact Us
  • Upload Documents
  • Insurance›
    auto Vehicle
    • Personal Auto Insurance
    • RV & Boat Insurance
    • More Vehicle Insurance
    home Home
    • Home Insurance
    • Renters Insurance
    • Dwelling Fire Insurance
    • More Home Insurance
    business Business
    • Business Owners Insurance
    • Business Auto Insurance
    • Workers' Comp Insurance
    • More Business Insurance
    umbrella Additional Insurance
    • Life & AD&D Insurance
    • Pet Insurance
    • Payment Protection
    • More Options
  • About Us›
    Meet Our Agents RCU Partnership Blog FAQs
  • Contact Us
  • Upload Documents

Your Browser Is Not Supported. For the best experience, please upgrade your browser.

Your Browser Is Not Supported. For the best experience, please upgrade your browser.

RCU Insurance Services

 

Home > Blog > What Insurance Do You Need on a New Farm?
THURSDAY, MAY 18, 2023

What Insurance Do You Need on a New Farm?

Starting a new farm is an exciting but expensive venture that offers as much risk as it does reward. This is why insurance is recommended for farmers to protect their assets and income in case of a lawsuit or accident. However, not all insurance policies are created equally and it is important to find the right policy for your farm’s needs. 
Farm Insurance
What is Farm Insurance? 

Farm insurance is a term used to refer to the various types of business insurance geared to specifically cover the unique risks faced by farms and everyone involved with them from owners to farmhands to visitors.  

Important coverage options often available include: 

Farm Dwelling Insurance 

Farm dwelling insurance protects buildings you live in that may be on the farm’s property along with attached structures, such as a farmhouse and rental properties. This insurance helps cover you against loss or damage to your livable structures caused by fire, wind, hail, lightning, smoke, theft, vandalism and more. 

Crop Insurance 

Does your farm rely heavily on crops for income during certain months out of the year? Damage to or loss of these crops and cause significant financial damage to your farm’s income. Crop insurance offers compensation for crops that are lost or damaged due to floods, hail, drought and other extreme weather. 

Farm Equipment Insurance 

Farms operate primarily with the use of expensive equipment such as tractors and ploughs. Farm equipment insurance can step in and provide compensation for repairs or replacement if your expensive farm equipment stops working due to sudden breakdowns, fire, bad weather and more. 

Livestock Insurance 

If you have livestock on your farm, you will need to insure them, as well. Livestock such as pigs, cows and buffalo can be incredibly expensive. If your livestock passes away due to a collision with a vehicle or other accident, livestock insurance can provide compensation. 

Farm Auto Insurance 

The majority of farms use trucks and other vehicles to transport equipment and products. Farm auto insurance is a form of commercial auto insurance that provides coverage such as comprehensive, collision, liability, medical payments and uninsured/underinsured motorist. 

When in doubt, shop around and ask your insurance agent about specific coverage for your farm. 
Posted 2:33 PM

Tags: farm insurance
Share |


NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2025
  • 2024
  • 2023
  • 2022
  • 2021

  • auto insurance(24)
  • home insurance(13)
  • business insurance(13)
  • renters insurance(11)
  • homeowners insurance(9)
  • homeowners(7)
  • insurance(6)
  • renters(5)
  • bop(4)
  • coverage(4)
  • rv(3)
  • workers compensation(3)
  • recreational(3)
  • automobile(3)
  • business(3)
  • bop insurance(3)
  • business owners policy(3)
  • restaurant insurance(3)
  • policy(3)
  • liability(2)
  • cyber insurance(2)
  • life(2)
  • life insurance(2)
  • belongings(2)
  • contractors insurance(2)
  • health insurance(2)
  • farm insurance(2)
  • boat insurance(2)
  • dwelling fire insurance(2)
  • commercial auto insurance(2)
  • terms(1)
  • disaster(1)
  • workers compensation insurance(1)
  • natural disasters(1)
  • safety(1)
  • crop insurance(1)
  • whole(1)
  • wedding insurance(1)
  • umbrella insurance(1)
  • restaurant(1)
  • gap and mechanical breakdown insurance(1)
  • commercial auto(1)
  • renter's insurance(1)
  • fraud(1)
  • personal umbrella(1)
  • professional liability(1)
  • gap protection(1)
  • grill(1)
  • homeowenrs(1)
  • natural(1)

View Mobile Version
  • Vehicle›
    • Personal Auto Insurance
    • RV & Boat Insurance
    • More Vehicle Insurance
  • Home›
    • Home Insurance
    • Renters Insurance
    • Dwelling Fire Insurance
    • More Home Insurance
  • Business›
    • Business Owners Insurance
    • Business Auto Insurance
    • Workers' Compensation Insurance
    • More Business Insurance
  • Additional Insurance›
    • Life & AD&D Insurance
    • Pet Insurance
    • Payment Protection
    • More Options
Meet Our Agents RCU Partnership Blog FAQ Contact Us Privacy Policy
Address 1205 N. Dutton Avenue
Santa Rosa, CA 95401

Phone Number Call Us (707) 576-5120 Toll Free 1 (866) 477-4225
Hours M-F: 9:00 a.m. - 5:00 p.m.
Vehicle Personal Auto Insurance RV & Boat Insurance More Vehicle Insurance
Home Home Insurance Renters Insurance Dwelling Fire Insurance More Home Insurance
Business Business Owners Insurance Business Auto Insurance Workers' Compensation Insurance More Business Insurance
Additional Insurance Life & AD&D Insurance Pet Insurance Payment Protection More Options
Meet Our Agents RCU Partnership Blog FAQ Contact Us Privacy Policy
Address 1205 N. Dutton Avenue
Santa Rosa, CA 95401

Phone Number Call Us (707) 576-5120 Toll Free 1 (866) 477-4225
Hours M-F: 8:30 a.m. - 5:00 p.m.
©2025 All Rights Reserved. RCU Insurance Services is a wholly owned subsidiary of Redwood Credit Union. License no. 0D91054. NPN no. 7612227.