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RCU Insurance Services Blog

View the latest blog posts from RCU Insurance Services.

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Wednesday, June 4, 2025

When Will Business Interruption Insurance Cover Me?

When disaster strikes at the workplace, insurance can be a saving grace in providing the funds to make necessary repairs. But, more than that, business insurance can help to reimburse you for the money you're losing out on while those repairs are being made. READ MORE >>

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Tuesday, June 3, 2025

Preparing your Home for the Cold

The beautiful colors and crisp air of fall, although refreshing, are warning signs that winter is fast approaching. The winter months are statistically more active for property claims compared to the summer months. As the winter looms, it is important to take advantage of this time to prepare your home against the cold. READ MORE >>

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Monday, June 2, 2025

I Hit A Building With My Car. What Next?

Single-car accidents are often scary and a bit embarrassing. If you collide with another object, such as a building, then you might not be the only person impacted by the wreck. By hitting a building, you might owe the owner repayment. The good thing is that your car insurance might help you pay for that indemnification to the other party. READ MORE >>

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Saturday, May 3, 2025

Annual Home Audit Checklist

Conducting an annual home audit can help you identify and address unchecked safety risks that may be present in and outside of your home. Even the smallest and most common of household issues, such as a stray cord, can turn into a potentially life-threatening hazard if it’s left unchecked. READ MORE >>

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Friday, May 2, 2025

Does My Business Need A Security System?

As a business owner, there will come a time when you need to shut off the lights and go home until tomorrow. However, once you leave the property, you might leave it exposed to hazardous risks that might not exist while you are there. Can you protect the business while you are gone? READ MORE >>

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Thursday, May 1, 2025

Auto Insurance Coverage Lapse: Why You Need to Avoid It

Maintaining auto insurance is essential. A period of time when you do not have coverage can make it harder to get new coverage. Auto insurance can lapse for many reasons. Perhaps the most common one is nonpayment. If you do not have coverage, you are at a high risk of exposure. READ MORE >>

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Thursday, April 3, 2025

Pool Safety Tips for Homeowners

If you are a homeowner with a pool, you should be aware of the dangers of drowning. Although a pool provides fun entertainment in the hot summer months, the risk of drowning or near drowning needs to be taken seriously. Over 3,500 people die per year due to unintentional drowning. READ MORE >>

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Wednesday, April 2, 2025

How to Figure Out Your BOP's Property Costs

A business owner's policy is your one-stop resource for effective insurance coverage. Because your BOP combines general liability and business property coverage, it’s both efficient and valuable. Still, how can you make it worth the price? To get the most out of this coverage, focus on price efficiency. READ MORE >>

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Tuesday, April 1, 2025

The Danger of Aging Tires

Most drivers are aware of the importance of maintaining proper tire inflation and keeping an eye on tread wear. What many drivers don't know is that tire rubber gets old and less elastic over time. This phenomenon is similar to what happens to old rubber bands; they lose their elasticity and easily break. READ MORE >>

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Wednesday, March 5, 2025

Will Business Insurance Cover Stolen Cash?

Your business insurance policy may cover stolen cash up to a certain limit, but on a basic policy, these limits are generally not going to be very high. This is for a number of reasons, but two above all: Moral hazard. That is, it's far too easy for someone to steal cash from their own register and file a false claim. READ MORE >>

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Address 1205 N. Dutton Avenue
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Phone Number Call Us (707) 576-5120 Toll Free 1 (866) 477-4225
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Vehicle Personal Auto Insurance RV & Boat Insurance More Vehicle Insurance
Home Home Insurance Renters Insurance Dwelling Fire Insurance More Home Insurance
Business Business Owners Insurance Business Auto Insurance Workers' Compensation Insurance More Business Insurance
Additional Insurance Life & AD&D Insurance Pet Insurance Payment Protection More Options
Meet Our Agents RCU Partnership Blog FAQ Contact Us Privacy Policy
Address 1205 N. Dutton Avenue
Santa Rosa, CA 95401

Phone Number Call Us (707) 576-5120 Toll Free 1 (866) 477-4225
Hours M-F: 8:30 a.m. - 5:00 p.m.
©2025 All Rights Reserved. RCU Insurance Services is a wholly owned subsidiary of Redwood Credit Union. License no. 0D91054. NPN no. 7612227.